How local law shapes access
Our legal posture starts with one plain rule: your access must be lawful where you are located. The terms explain how your account is created, how wallet entries are recorded, how disputes are checked, and how we may pause or close access if a legal duty
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requires it. Local rules can differ across India, and access or eligibility depends on local law and is available where local law permits. Payment names such as UPI, Paytm, PhonePe and Google Pay appear here only because receipts, refund traces and account matching can become legal
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records. Keep your account details accurate, use your own payment handle, and contact us before creating another account if you are unsure how the terms apply.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.